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Buyers top 5 things to do
Select a REALTOR®
Know the difference between a real estate agent & a REALTOR®
Get Pre-Approved!
Contact us today for a list of our preferred lenders!
Start Shopping for Home & Select the One You Love!
Be patient. This is currently a seller's market. Supply is less than the demand. Be prepared to move quickly if you find something you love!
On the other hand if this was a buyer's market, the supply would be greater than the demand, meaning that purchasers have an advantage over sellers in price negotiations. There's less competition from other buyers and leverage in negotiations
Get Committed (Under Contract aka Binding)
Be prepared to submit a strong offer along with your earnest money! Do not drag your feet! We would hate to see the home you love slip away.
Get a Home Inspection
Know what you are buying! We can also provide a list of accredited home inspectors.
BE PRE-APPROVED, NOT JUST PRE-QUALIFIED
A PRE-QUALIFICATION MAY NOT LEAD TO A PRE-APPROVAL
WHAT'S THE DIFFERENCE?
PRE-QUALIFICATION
PRE-APPROVAL
General indication based on conversation
Hopes to negotiate & extra time for closing.
A detailed process & more of a guarantee.
Ready to negotiate & quicker closing. Jump start the process.
CREDIT
KNOW YOUR NUMBERS!
- Score
Approved Purchase Amount "Buying Power"
- Debt-to-Income Ratio
EDUCATION
ATTEND HOME BUYER EVENTS TO LEARN THE PROCESS BEFORE JUMPING INTO A TRANSACTION
Our office offers home buyer education events every 3rd Saturday of the month!
BUDGET
KNOW YOUR MONTHLY INCOME & DEBT!
- Financial Responsibilities
- Be realistic with what you can afford.
- Savings Balance
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